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Financial planning is a crucial step towards achieving financial freedom and security. By taking the time to thoroughly evaluate your needs and personal goals, you’ll be able to make informed decisions about how to best allocate your resources.

With a comprehensive professional financial plan in hand you’ll have the confidence and peace of mind to pursue your short-term goals and work towards your long-term future. With professional guidance you’ll be inspired to realise that you have far more resources at your dispose than you ever imagined.


According to a recent study, UK consumers who receive professional financial advice can expect to retire on average three years earlier than those who do not seek professional advice. with advised consumers planning for retirement at age 66 as opposed to non-advised consumers who expect to retire at 69.

This underlines the positive impact that professional financial advice can have on retirement preparations. with those who seek advice feeling better equipped for their later years. The study identified that twice as many people who seek financial advice create a detailed spending plan in retirement compared to those who don’t take advice. with 45% of advised people falling under this category as opposed to 18% of non-advised consumers.


average of 23 years, compared to 17 years for non-advised people before pertinent cutbacks must be made. In addition. the study reveals that financial planning tends to be beneficial for people already in retirement.

Almost all (96%) of wealthy retirees who did great deal of financial planning or just planned their finances slightly say they’re enjoying their retirement, dropping to 72% among those who have done no financial planning.

MORE PRONOUNCED Regrets for non-advised retirees are more pronounced. with the majority stating that they require more money in retirement compared to their original estimates. and that they wished they had planned more thoroughly, compared to advised people.

Despite having a higher household income. 23% of wealthier pensioners with an income of between £40.000 and £49.999. wished they had planned more thoroughly, indicating that the value of advice remains consistent regardless of income.


Planning for retirement can be overwhelming, leading to several considerations. making financial advice crucial for people to feel more variation between the retirement plans and experiences of those who have taken advantage of financial advice and those who haven’t.

The research findings demonstrate the value of professional financial advice in terms of the retirement age and the enjoyment of one’s retired life. So start planning today. and take the first step towards a brighter tomorrow.

Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance.

Compton Financial Services Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421. Head Office 165 – 167 High Street, Rayleigh, Essex SS6 7QA. Co registration Number 5520001.


[7J Boxclever conducted research for Standard Life among 6,000 UK adults. Fieldwork was conducted between

6Sept-16October2022.Datawas weighted post-fieldwork to ensure the data remained nationally representative on key demographics. Comparisons to data from last year are takenfrom Boxclever research amon