Knowledge

For homeowners seeking a change in their mortgage terms, refinancing presents an attractive option to consider in the

In the Buy To Let (BTL) market, weighing the pros and cons of personal versus company ownership is

This article provides insights into the predicted mortgage interest rates in the UK for 2024, including factors influencing

Discover the benefits and drawbacks of mortgages with no early repayment charges, including increased flexibility and peace of

Proud to highlight that as a company we were picked to feature in the Time’s VouchedFor’s 2024 Top Rated

Introduction: Understanding Zero Deposit Mortgages A zero deposit mortgage is a type of mortgage that eliminates the need

Are you looking for more information about Offset mortgages? Look no further! In this blog post, we’ll explore

For potential property investors in the UK, understanding the nuances of the housing market is crucial. The House

A Three-Part Series HMO Guide for UK Landlords: Are you a landlord or looking to become one? If

No Deposit or Guarantor Mortgage Types The UK mortgage market, ever-evolving and expansive, offers a wide array of

The term ‘Later Life Mortgages’ is increasingly becoming a focal point in the world of mortgages, particularly as

Stepping into the world of homeownership can be daunting with a lot of new terms. Understanding the various

Explanation of Mortgage Terms for First-Time Buyers Navigating the mortgage world can be complex, especially for first-time buyers.

The Ultimate Step-by-Step Guide to Your First Mortgage. ‍Navigating the mortgage maze can seem daunting, especially for first-time

When life throws unexpected challenges, they can often leave a mark on our financial histories. If you have

Latest news from Precise Mortgages advising on the adverse credit policy. 18th August 2023 Understanding Precise Mortgages’ Adverse

Mortgages can be a maze of options and decisions. Among these, the interest-only mortgage stands out. In this

Semi-commercial mortgages, also commonly known as mixed-use mortgages, have emerged as a popular financing solution for properties that

Bridging Finance Bridging finance, as the name suggests, acts as a ‘bridge’ – a short-term financial solution designed

Specialist Mortgage Lenders A house doesn’t only serve as a roof over your head but also represents an

When it comes to getting a mortgage for your home, there are two routes you can take: navigating

When it comes to finding the best mortgage deal for your specific needs, working with a mortgage broker

‍The UK housing market has experienced significant fluctuations in recent years, with a period of rapid growth followed

‍Introduction As the housing market in the UK continues to experience fluctuations, many individuals are seeking insights and

Navigating the labyrinth of the mortgage world can sometimes feel overwhelming, especially when confronted with terms that might

Entering the world of Buy To Let (BTL) property? Let’s break down the essentials of Buy To Let

The property market, with its intricate web of choices and ever-evolving regulations, can be an overwhelming arena for

Finding the right mortgage broker can greatly simplify your property-buying experience. Here’s an guide to steer you towards

The Undeniable Benefits of Searching for a ‘Mortgage Broker Near Me’ In a digital era, where a vast

Surrey is a county in southeast England that offers a variety of attractions, amenities and lifestyles for its

In this blog I am going to discuss a groundbreaking shift in financial services: the Financial Conduct Authority’s

MAKING INFORMED DECISIONS ABOUT HOW TO BEST ALLOCATE YOUR RESOURCES Financial planning is a crucial step towards achieving

MAKING DECISIONS IN RELATION TO YOUR FINANCIAL AFFAIRS, HEALTH AND WELFARE It is critical to consider the potential

WELCOME BUT UNEXPECTED CHANGES TO PENSION TAX Chancellor Jeremy Hunt’s first proper Budget 2023, brought some welcome but

MAKING THE RIGHT PREPARATION FOR FUTURE GENERATIONS Financial planning can be a daunting and uncomfortable conversation for many,

Enjoy a comfortable and sustainable retirement income that gives you the best of both worlds. If you’re considering

Around half of UK adults (51%) have or know someone who has received a suspicious communication in the

HOW PROFESSIONAL FINANCIAL ADVICE BENEFITS BOTH YOU AND YOUR FAMILY When it comes to managing your finances, the

Over the past few decades, there has been a growing interest and awareness in investing in companies that

The rising cost of living is one of the most pressing issues facing many families today. The price

Many people are feeling the pressure on their finances at the moment due to the backdrop of rising

More people in the UK aged between 65 and 74 are still working compared to six years ago,

3.6 million Britons have lost track of their pension savings. The more old pensions you have, the easier

It’s not surprising that the world of investing can seem complex, especially in the current global economic climate.

Despite inflation reaching its highest rate for many decades, some people in the UK are not aware of

In Part 3 of the serious here is a blog on how to develop a robust retirement plan.

WHAT REALLY IMPORTANT RETIREMENT QUESTIONS SHOULD YOU BE ASKING? As you approach the last five years before your

Part 2 of Retiring Early is looking at the many factors that can influence someone deciding to retire

How to plan and the financial implications to stopping work in your 50s Early retirement may be the

NEW RESEARCH HIGHLIGHTS THAT 81% AREN’T SEEKING FINANCIAL ADVICE As more and more people reject the traditional working

Are you worried about the interest rates increasing? On a fixed rate mortgage that is due to finish

Why now is the time to make sure you protect your wealth! The word ‘inflation’ had barely featured

Celebrating a Milestone: Our VouchedFor 50th Consecutive Five Star Review! In the world of financial services, trust and

We are proud to say that for a second year running we have received the VouchedFor Top Rated

Protect yourself, your family and your future As another tax year end approaches, it’s important to finalise your

The State Pension What will I receive from the state in my retirement? The State Pension is a

Turning growing pains – into long-term gains! With many of us living longer, you may be thinking about

UNDERSTANDING THE WARNING SIGNS TO KEEP YOUR MONEY SAFE Being online more means criminals have a greater opportunity

THE POTENTIAL IMPACT TO YOUR EXPECTED RETIREMENT INCOME OVER TIME AND WHY RETIREMENT PLANNING IS SO IMPORTANT When

IMPORTANT INFORMATION IF YOU ARE BUYING WITH A MORTGAGE AND THE UPCOMING STAMP DUTY DEADLINE We have been

What will your legacy look like? The coronavirus (COVID-19) pandemic has lead many people to reflect on their

10 WAYS TO PROTECT YOUR ESTATE FOR YOUR LOVED ONES Even those who believe they have moderate wealth

Curious what a £7m+ home gets you in Wimbledon? See this 2021 brochure from a high end estate

ARE YOU PROTECTED AGAINST FUTURE CAPITAL GAINS TAX RISES? It is almost inevitable that taxes will have to

Due to our excellent client feedback, we have recently qualified for the VouhedFor 2021 Guide To Top Rated

Keeping more of your money to enjoy, invest, save or pass on. Tax never requires a one-size-fits-all approach.

IT’S TIME TO IDENTIFY, PLAN FOR AND POTENTIALLY MITIGATE YOUR TAX BURDENS The Government has spent hundreds of

Latest case study for a sizeable £150k regulated bridge to help a client finish off works on a

The coronavirus (COVID-19) pandemic has caused many households to reassess their financial defences with the purchase of protection

09:49: Robert Jenrick – Secretary of State for Housing annouced via Twitter:Housing market update ahead of Thursday’s measures:

Living in a place where the lifestyle and cost of living matches your financial situation. Are you ready

LOOKING TO DISCOVER WHAT YOU CAN DO WITH YOUR PENSION POT? IN 2015, THE RETIREMENT RULES WERE REWRITTEN

Below is a guide to navigating through what may be uncertain territory during this emotional time If you’re

Covering the cost of your care depends on several unknowns. With the UK’s population ageing, more people will

WHAT DOES THE PANDEMIC MEAN FOR YOUR RETIREMENT PLANS? In our Guide to the Effects of COVID-19 on

WHAT DOES THE PANDEMIC MEAN FOR YOUR RETIREMENT PLANS? n In our Guide to the Effects of COVID-19

How would you pay the bills if you were sick or injured and couldn’t work? Being unable to

Meeting the cost of residential and nursing care in old age Long-term care insurance provides the financial support

Residential Stamp Duty Rates – purchases from 8 July 2020 to 31 March 2021 If you purchase a

If your business partner or a shareholder died or became critically ill, have you ever thought what the

We spend our lives working to provide for ourselves and our loved ones. You may have a house

If you are self employed or receive income other than your salary, such as rental income, then the

Making decisions on your behalf during your lifetime A Lasting Power of Attorney (LPA) is a legal document

If you’re due to pay a self-assessment payment on account by 31 July 2020, but the impact of

Trusts Protecting, preserving or ultimately distributing wealth As part of your Inheritance Tax planning, you may want to

Cover for you and your family finances It’s important to be able to keep your finances healthy as

If you need any help and not been contacted by your broker yet we are happy to provide

See each Buy To Let lenders mortgage holiday policy below. Please share to anyone you think might be

Update from Barclays on their Coronavirus Business Interruption Loan Scheme (CBILS) The key features of the Barclays business loans

See each lenders mortgage holiday policy below. Please share to anyone you think might be interested   To

Business Money has just announced that Coronavirus business interruption loan scheme opens for applications today. Coronavirus business interruption

If your business needs help in these times over and above what the government can do then I

Update on Mortgage Payment Holidays. How to apply, what proof is required and credit score impact. Please read

Update on Job Retention, deferred VAT and Income Tax, and business grants. ,Please read and share with other

Update on sick pay, workers pay, Universal Credit and renters support. Please read and share with other people

We are here to help in any way we can during these times. We have got approval to

Retirees now have a whole host of new options The pension freedoms, introduced on 6 April 2015, have

If the worst were to happen, would your bills still get paid? Everyone should consider protection, even those

Estate planning is an important part of wealth management. No matter how much wealth you have built up

Tax-efficient investing Without a carefully developed tax planning strategy, higher-rate taxpayers run the risk of missing out on

Families left in a precarious situation if the unforeseen were to happen We all intend that our plans

Top reasons people gave for not taking out protection There are many things to consider when looking to